{"id":325,"date":"2022-06-10T16:46:50","date_gmt":"2022-06-10T14:46:50","guid":{"rendered":"https:\/\/renaulutionshareplan.renaultgroup.com\/fr\/?page_id=325"},"modified":"2023-09-01T13:32:40","modified_gmt":"2023-09-01T12:32:40","slug":"perguntas-frequentes","status":"publish","type":"page","link":"https:\/\/shareplan.renaultgroup.com\/pt\/perguntas-frequentes\/","title":{"rendered":"Perguntas Frequentes"},"content":{"rendered":"<style>.arrow-r .arrow{fill:var(--sec-color)}.btn-cat-faq.contexto{\r\n        color:;\r\n        }\r\n        .btn-cat-faq.contexto.active{\r\n        color:#FFF;\r\n        background-color:;\r\n        } \r\n        .contexto input[type=checkbox]:checked,input[type=radio]:checked {\r\n        background-color: ;\r\n        \r\n        }\r\n        .contexto .arrow-r .arrow{fill:}.btn-cat-faq.tributacao{\r\n        color:;\r\n        }\r\n        .btn-cat-faq.tributacao.active{\r\n        color:#FFF;\r\n        background-color:;\r\n        } \r\n        .tributacao input[type=checkbox]:checked,input[type=radio]:checked {\r\n        background-color: ;\r\n        \r\n        }\r\n        .tributacao .arrow-r .arrow{fill:}.btn-cat-faq.investimento{\r\n        color:;\r\n        }\r\n        .btn-cat-faq.investimento.active{\r\n        color:#FFF;\r\n        background-color:;\r\n        } \r\n        .investimento input[type=checkbox]:checked,input[type=radio]:checked {\r\n        background-color: ;\r\n        \r\n        }\r\n        .investimento .arrow-r .arrow{fill:}.btn-cat-faq.subscricao{\r\n        color:;\r\n        }\r\n        .btn-cat-faq.subscricao.active{\r\n        color:#FFF;\r\n        background-color:;\r\n        } \r\n        .subscricao input[type=checkbox]:checked,input[type=radio]:checked {\r\n        background-color: ;\r\n        \r\n        }\r\n        .subscricao .arrow-r .arrow{fill:}.btn-cat-faq.funcionamento-da-bolsa-de-valores{\r\n        color:;\r\n        }\r\n        .btn-cat-faq.funcionamento-da-bolsa-de-valores.active{\r\n        color:#FFF;\r\n        background-color:;\r\n        } \r\n        .funcionamento-da-bolsa-de-valores input[type=checkbox]:checked,input[type=radio]:checked {\r\n        background-color: ;\r\n        \r\n        }\r\n        .funcionamento-da-bolsa-de-valores .arrow-r .arrow{fill:}<\/style><section id=\"sh2_faq\" class=\"sh2_faq mb-5 mb-lg-120 row\">\r\n         <div class=\"col-md-12\">\r\n      <ul class=\"nav nav-pills sh2-faq-categories\"  role=\"tablist\"><li class=\"nav-item btn_categorie\"><button id=\"catid_6\" data-bs-toggle=\"pill\" data-bs-target=\"#tab_6\" type=\"button\" role=\"tab\" aria-controls=\"tab_6\" aria-selected=\"\" class=\"btn-cat-faq ombre-right contexto\">Contexto<\/button><\/li><li class=\"nav-item btn_categorie\"><button id=\"catid_7\" data-bs-toggle=\"pill\" data-bs-target=\"#tab_7\" type=\"button\" role=\"tab\" aria-controls=\"tab_7\" aria-selected=\"false\" class=\"btn-cat-faq ombre-right tributacao\">Tributa\u00e7\u00e3o<\/button><\/li><li class=\"nav-item btn_categorie\"><button id=\"catid_15\" data-bs-toggle=\"pill\" data-bs-target=\"#tab_15\" type=\"button\" role=\"tab\" aria-controls=\"tab_15\" aria-selected=\"false\" class=\"btn-cat-faq ombre-right investimento\">Investimento<\/button><\/li><li class=\"nav-item btn_categorie\"><button id=\"catid_16\" data-bs-toggle=\"pill\" data-bs-target=\"#tab_16\" type=\"button\" role=\"tab\" aria-controls=\"tab_16\" aria-selected=\"false\" class=\"btn-cat-faq ombre-right subscricao\">Subscri\u00e7\u00e3o<\/button><\/li><li class=\"nav-item btn_categorie\"><button id=\"catid_17\" data-bs-toggle=\"pill\" data-bs-target=\"#tab_17\" type=\"button\" role=\"tab\" aria-controls=\"tab_17\" aria-selected=\"false\" class=\"btn-cat-faq ombre-right funcionamento-da-bolsa-de-valores\">Funcionamento da bolsa de valores<\/button><\/li><\/ul><\/div>\r\n         <div class=\"row\">\r\n         <div class=\"col-12 my-auto\"><div class=\"col-12\"><div class=\"accordion tab-content col-12 mt-5\" id=\"pills-tabContent\"><div id=\"tab_6\" class=\"tab-pane fade  contexto\"  role=\"tabpanel\" aria-labelledby=\"catid_6\"><div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_1\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_1\" aria-expanded=\"false\" aria-controls=\"collapse_6_1\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_1 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_1\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Os colaboradores com contrato de trabalho a termo certo podem participar? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_1\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_1\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim, ao ser titular de um contrato de trabalho, pode participar na opera\u00e7\u00e3o nas mesmas condi\u00e7\u00f5es que os outros benefici\u00e1rios da mesma.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_2\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_2\" aria-expanded=\"false\" aria-controls=\"collapse_6_2\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_2 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_2\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Posso participar na opera\u00e7\u00e3o sendo estagi\u00e1rio? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_2\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_2\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>N\u00e3o, porque os estagi\u00e1rios n\u00e3o s\u00e3o titulares de contrato de trabalho, estando por isso exclu\u00eddos da opera\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_3\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_3\" aria-expanded=\"false\" aria-controls=\"collapse_6_3\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_3 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_3\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Se tiver um contrato de altern\u00e2ncia, posso participar na opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_3\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_3\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim, ao ser titular de um contrato de trabalho, pode participar na opera\u00e7\u00e3o nas mesmas condi\u00e7\u00f5es que os outros benefici\u00e1rios da mesma.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_4\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_4\" aria-expanded=\"false\" aria-controls=\"collapse_6_4\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_4 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_4\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Se estiver de baixa por doen\u00e7a ou com licen\u00e7a maternidade\/ paternidade ou de longa dura\u00e7\u00e3o, posso participar na opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_4\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_4\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim, pode participar na opera\u00e7\u00e3o desde que preencha a condi\u00e7\u00e3o de possuir pelo menos tr\u00eas meses de antiguidade, cont\u00ednuos ou descont\u00ednuos, entre 1 de janeiro de 2025 e o final do per\u00edodo de participa\u00e7\u00e3o previsto para 29 de maio de 2026.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_5\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_5\" aria-expanded=\"false\" aria-controls=\"collapse_6_5\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_5 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_5\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Porqu\u00ea uma opera\u00e7\u00e3o em 2026? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_5\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_5\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Ap\u00f3s o sucesso das edi\u00e7\u00f5es anteriores do \u201cRenault Group Shareplan\u201d, o Grupo Renault prossegue o seu compromisso com a participa\u00e7\u00e3o dos trabalhadores no capital com o lan\u00e7amento deste novo plano. O Renault Group deseja associar todos os seus colaboradores a este vasto projeto de crescimento e inova\u00e7\u00e3o, oferecendo-lhe mais uma vez a possibilidade de participarem no plano de participa\u00e7\u00e3o dos trabalhadores no capital \"Renault Group Shareplan\", criado no \u00e2mbito do FCPE.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_6\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_6\" aria-expanded=\"false\" aria-controls=\"collapse_6_6\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_6 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_6\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quando ser\u00e1 conhecido o pre\u00e7o de refer\u00eancia e, portanto, o pre\u00e7o de aquisi\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_6\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_6\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>O pre\u00e7o de refer\u00eancia e o pre\u00e7o de aquisi\u00e7\u00e3o da a\u00e7\u00e3o ser\u00e3o anunciados a partir de maio de 2026. O pre\u00e7o de refer\u00eancia corresponde \u00e0 m\u00e9dia dos pre\u00e7os m\u00e9dios di\u00e1rios, ponderados pelo volume de transa\u00e7\u00f5es, durante os 20 dias de negocia\u00e7\u00e3o que precedem a fixa\u00e7\u00e3o do pre\u00e7o de refer\u00eancia pelo Diretor-Geral da Renault SA. O pre\u00e7o de aquisi\u00e7\u00e3o \u00e9 o pre\u00e7o de refer\u00eancia ap\u00f3s subtra\u00e7\u00e3o de 30%.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_7\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_7\" aria-expanded=\"false\" aria-controls=\"collapse_6_7\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_7 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_7\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Estou realmente a comprar a\u00e7\u00f5es da Renault? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_7\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_7\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Ser\u00e1 indiretamente detentor de a\u00e7\u00f5es da Renault SA atrav\u00e9s do FCPE \"Renault International\". Subscreve e det\u00e9m unidades de participa\u00e7\u00e3o no FCPE que ser\u00e1 investido em a\u00e7\u00f5es da Renault SA.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_8\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_8\" aria-expanded=\"false\" aria-controls=\"collapse_6_8\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_8 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_8\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Poderei exercer o direito de voto ao adquirir participa\u00e7\u00f5es em a\u00e7\u00f5es? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_8\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_8\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim. \u00c9 poss\u00edvel exercer diretamente os direitos de voto relativos ao n\u00famero inteiro de a\u00e7\u00f5es da Renault que se detiver atrav\u00e9s do FCPE \"Renault International\". O Conselho de supervis\u00e3o do subfundo \u201cShare Original\u201d do FCPE \"Renault International\" exercer\u00e1 apenas os direitos de voto correspondentes \u00e0s participa\u00e7\u00f5es fracion\u00e1rias (fra\u00e7\u00f5es de a\u00e7\u00f5es).<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_9\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_9\" aria-expanded=\"false\" aria-controls=\"collapse_6_9\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_9 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_9\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> De onde s\u00e3o provenientes as a\u00e7\u00f5es propostas no Renault Group Shareplan? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_9\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_9\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>As a\u00e7\u00f5es oferecidas aos trabalhadores no \u00e2mbito desta opera\u00e7\u00e3o s\u00e3o a\u00e7\u00f5es recompradas pela Renault no mercado e detidas em tesouraria pelo Grupo. N\u00e3o s\u00e3o emitidas novas a\u00e7\u00f5es no \u00e2mbito da opera\u00e7\u00e3o. Por conseguinte, n\u00e3o h\u00e1 dilui\u00e7\u00e3o do capital e a opera\u00e7\u00e3o acaba por aumentar a percentagem de a\u00e7\u00f5es detidas pelos trabalhadores.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_6_10\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_6_10\" aria-expanded=\"false\" aria-controls=\"collapse_6_10\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_6_10 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_6_10\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Posso participar da opera\u00e7\u00e3o como trabalhador tempor\u00e1rio? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_6_10\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_6_10\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>N\u00e3o, pois n\u00e3o tem contrato de trabalho com nenhuma das entidades do Grupo Renault mas sim com a empresa de trabalho tempor\u00e1rio.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<\/div><div id=\"tab_7\" class=\"tab-pane fade  tributacao\"  role=\"tabpanel\" aria-labelledby=\"catid_7\"><div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_7_1\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_7_1\" aria-expanded=\"false\" aria-controls=\"collapse_7_1\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_7_1 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_7_1\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quais s\u00e3o os impostos e encargos sociais quando pedir o reembolso das suas unidades de participa\u00e7\u00e3o no FCPE? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_7_1\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_7_1\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Para conhecer a tributa\u00e7\u00e3o aplic\u00e1vel ao seu investimento e as suas obriga\u00e7\u00f5es de declara\u00e7\u00e3o, consulte o aviso fiscal, que pode ser descarregado do site na sec\u00e7\u00e3o Documenta\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_7_2\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_7_2\" aria-expanded=\"false\" aria-controls=\"collapse_7_2\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_7_2 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_7_2\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quais s\u00e3o os impostos e encargos sociais aplic\u00e1veis aos trabalhadores no momento da sua participa\u00e7\u00e3o na opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_7_2\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_7_2\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>As comparticipa\u00e7\u00f5es e o desconto podem estar sujeitos a encargos de seguran\u00e7a social e\/ou impostos no seu pa\u00eds. Eles ser\u00e3o, se necess\u00e1rio, deduzidos no pagamento do seu sal\u00e1rio. Para obter mais informa\u00e7\u00f5es sobre as implica\u00e7\u00f5es fiscais e de seguran\u00e7a social da sua participa\u00e7\u00e3o no plano e quaisquer obriga\u00e7\u00f5es de declara\u00e7\u00e3o que possa ter, consulte o \"Country Supplement\" dispon\u00edvel na sec\u00e7\u00e3o Documenta\u00e7\u00e3o do s\u00edtio da internet.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_7_3\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_7_3\" aria-expanded=\"false\" aria-controls=\"collapse_7_3\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_7_3 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_7_3\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Os eventuais dividendos est\u00e3o sujeitos a tributa\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_7_3\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_7_3\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Os eventuais dividendos s\u00e3o reinvestidos no subfundo \"Share Original\" do FCPE \"Renault International\" e podem estar sujeitos a impostos e encargos sociais, consoante o seu pa\u00eds de resid\u00eancia. Para mais informa\u00e7\u00f5es, consulte o aviso fiscal, que pode ser descarregado da sec\u00e7\u00e3o Documenta\u00e7\u00e3o do site.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<\/div><div id=\"tab_15\" class=\"tab-pane fade  investimento\"  role=\"tabpanel\" aria-labelledby=\"catid_15\"><div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_1\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_1\" aria-expanded=\"false\" aria-controls=\"collapse_15_1\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_1 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_1\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Perco as minhas a\u00e7\u00f5es se sair da Renault Group depois do per\u00edodo de subscri\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_1\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_1\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>N\u00e3o. Conserva sempre as suas a\u00e7\u00f5es da Renault SA atrav\u00e9s do FCPE \"Renault International\". Sair do Grupo constitui um caso de desbloqueio antecipado, o que lhe permite desbloquear os seus ativos antes do final do per\u00edodo de bloqueio.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_2\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_2\" aria-expanded=\"false\" aria-controls=\"collapse_15_2\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_2 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_2\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que \u00e9 um FCPE? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_2\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_2\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Um FCPE (Fonds Commun de Placement Entreprise) \u00e9 um ve\u00edculo de investimento coletivo em valores mobili\u00e1rios. \u00c9 reservado aos trabalhadores de uma empresa ou de um grupo de empresas e destina-se a receber as respetivas poupan\u00e7as salariais.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_3\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_3\" aria-expanded=\"false\" aria-controls=\"collapse_15_3\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_3 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_3\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Em caso de ultrapassagem da dota\u00e7\u00e3o, como \u00e9 que se efetua o reembolso do meu investimento alvo de redu\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_3\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_3\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>S\u00f3 \u00e9 tido em conta o montante do seu investimento ap\u00f3s a aplica\u00e7\u00e3o, se for caso disso, da regra de redu\u00e7\u00e3o. Se o seu investimento for abrangido pelo rateio e tiver utilizado v\u00e1rios meios de pagamento, a sua contribui\u00e7\u00e3o volunt\u00e1ria mediante d\u00e9bito na sua conta banc\u00e1ria ser\u00e1 reduzida em primeiro lugar, e s\u00f3 depois a cobran\u00e7as sobre o sal\u00e1rio, se essa possibilidade for oferecida.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_4\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_4\" aria-expanded=\"false\" aria-controls=\"collapse_15_4\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_4 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_4\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O meu investimento \u00e9 garantido? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_4\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_4\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>N\u00e3o, h\u00e1 risco de perda de capital em caso de diminui\u00e7\u00e3o do valor da a\u00e7\u00e3o, relativamente \u00e0 totalidade dos ativos por si detidos. Encontrar\u00e1 na brochura exemplos quantificados de acordo com v\u00e1rias hip\u00f3teses de evolu\u00e7\u00e3o (tanto em alta como em baixa) do valor das a\u00e7\u00f5es da Renault SA. Convidamo-lo igualmente a consultar o aviso fiscal detalhando as implica\u00e7\u00f5es fiscais e sociais relacionadas com a sua participa\u00e7\u00e3o no \u00e2mbito do plano e com as suas obriga\u00e7\u00f5es de declara\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_5\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_5\" aria-expanded=\"false\" aria-controls=\"collapse_15_5\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_5 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_5\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Se sobrarem a\u00e7\u00f5es, ser\u00e1 poss\u00edvel comprar as a\u00e7\u00f5es restantes? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_5\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_5\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Assim que o per\u00edodo de participa\u00e7\u00e3o na oferta for encerrado, os investimentos no fundo \"Renault International\" ficar\u00e3o bloqueados e n\u00e3o ser\u00e1 poss\u00edvel adquirir a\u00e7\u00f5es adicionais.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_6\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_6\" aria-expanded=\"false\" aria-controls=\"collapse_15_6\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_6 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_6\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quando \u00e9 que saberei o n\u00famero de unidades de participa\u00e7\u00e3o no FCPE que me s\u00e3o atribu\u00eddas na sequ\u00eancia do meu investimento? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_6\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_6\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Assim que a oferta for conclu\u00edda, as novas a\u00e7\u00f5es ser\u00e3o criadas e ficar\u00e3o vis\u00edveis no seu espa\u00e7o privado BNPP Paribas ERE em julho de 2026. O envio de um extrato (em papel ou desmaterializado) ser\u00e1 feito em julho de 2026 (ap\u00f3s a incorpora\u00e7\u00e3o do fundo \u201cRelais RG Shareplan International 2026\u201d no fundo \u201cShare Original\u201d).<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_7\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_7\" aria-expanded=\"false\" aria-controls=\"collapse_15_7\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_7 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_7\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Em caso de pagamento de dividendos, como \u00e9 que s\u00e3o pagos? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_7\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_7\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Esses dividendos s\u00e3o automaticamente reinvestidos no subfundo \"Share Original\" do FCPE \"Renault International\", aumentando assim o n\u00famero de unidades de participa\u00e7\u00e3o que det\u00e9m. Consulte o aviso fiscal quanto ao tratamento tribut\u00e1rio desses dividendos.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_8\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_8\" aria-expanded=\"false\" aria-controls=\"collapse_15_8\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_8 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_8\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quem me comunicar\u00e1 se estou a respeitar o limite de 25%? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_8\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_8\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Cabe-lhe apenas a si verificar se respeita o limite, calculando a soma de todas as remunera\u00e7\u00f5es (ordenado de base, b\u00f3nus) que ir\u00e1 receber at\u00e9 31 de dezembro de 2026.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_9\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_9\" aria-expanded=\"false\" aria-controls=\"collapse_15_9\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_9 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_9\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Haver\u00e1 dividendos sobre as a\u00e7\u00f5es da Renault SA? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_9\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_9\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>O eventual pagamento de dividendos \u00e9 determinado anualmente aquando da Assembleia-Geral de Acionistas da Renault SA. Os pagamentos de dividendos do passado n\u00e3o s\u00e3o indicativos de pagamentos futuros.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_10\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_10\" aria-expanded=\"false\" aria-controls=\"collapse_15_10\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_10 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_10\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Em que data poderei desbloquear os montantes resultantes desse investimento? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_10\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_10\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Poder\u00e1 desbloquear o referido investimento a partir de 1 de julho de 2031, conforme o previsto nas normas do PEG, salvo em caso de desbloqueio antecipado.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_11\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_11\" aria-expanded=\"false\" aria-controls=\"collapse_15_11\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_11 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_11\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Como invocar uma situa\u00e7\u00e3o de desbloqueio antecipado? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_11\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_11\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Apresente o seu pedido de desbloqueio junto do seu interlocutor local de RH, no prazo de seis meses a contar da data do evento (salvo casos de cessa\u00e7\u00e3o ou rescis\u00e3o do contrato de trabalho, morte, invalidez, viol\u00eancia dom\u00e9stica e sobreendividamento, situa\u00e7\u00f5es em que esse pedido pode ser efetuado em qualquer altura).<br \/>\r\nO seu RH encarregar-se-\u00e1 de verificar os documentos comprovativos e de validar o seu pedido.<br \/>\r\nAlguns dias depois de o seu servi\u00e7o de recursos humanos ter enviado o seu dossier completo para o banco, receber\u00e1 um pagamento \u00fanico que, consoante o seu pedido, cobrir\u00e1 a totalidade ou parte dos seus direitos que possam ser desbloqueados. \u00c9 favor ter em conta que o seu banco poder\u00e1 cobrar uma taxa sobre este pagamento (especialmente se a sua moeda local n\u00e3o for o euro).<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_12\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_12\" aria-expanded=\"false\" aria-controls=\"collapse_15_12\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_12 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_12\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Como posso acompanhar a evolu\u00e7\u00e3o das minhas poupan\u00e7as? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_12\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_12\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A sua subscri\u00e7\u00e3o de unidades de participa\u00e7\u00e3o do FCPE \u00e9 realizada no \u00e2mbito do PEG. Tal como pode fazer hoje se tiver participado equivalente) em ofertas de participa\u00e7\u00e3o anteriores, pode aceder ao seu espa\u00e7o privado BNP Paribas ERE: https:\/\/monepargne.ere.bnpparibas\/<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_13\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_13\" aria-expanded=\"false\" aria-controls=\"collapse_15_13\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_13 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_13\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Onde e quando posso ver as a\u00e7\u00f5es adquiridas no \u00e2mbito do Renault Group Shareplan? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_13\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_13\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>As a\u00e7\u00f5es adquiridas atrav\u00e9s do FCPE no \u00e2mbito do plano s\u00e3o entregues na sua conta pessoal aberta no BNP ERE. Tais a\u00e7\u00f5es ser\u00e3o vis\u00edveis sob a forma de n\u00famero de unidades de participa\u00e7\u00e3o do FCPE, a partir da sua entrega no FCPE, prevista para julho de 2026. O seu espa\u00e7o privado BNP Paribas ERE: https:\/\/monepargne.ere.bnpparibas\/<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_14\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_14\" aria-expanded=\"false\" aria-controls=\"collapse_15_14\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_14 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_14\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que acontece com os meus ativos no caso de eu sair da empresa? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_14\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_14\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Pode solicitar o desbloqueio antecipado dos seus ativos em qualquer altura, atrav\u00e9s do seu RH, ou manter os seus ativos no FCPE \"Renault International\".<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_15\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_15\" aria-expanded=\"false\" aria-controls=\"collapse_15_15\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_15 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_15\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Posso participar no plano encontrando-me expatriado? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_15\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_15\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Se preencher as condi\u00e7\u00f5es de elegibilidade, pode participar no plano desde que este seja implementado no seu pa\u00eds de acolhimento e de acordo com as condi\u00e7\u00f5es aplic\u00e1veis nesse pa\u00eds. O seu investimento ser\u00e1, portanto, realizado em moeda local e de acordo com a taxa de c\u00e2mbio fixada no \u00e2mbito da opera\u00e7\u00e3o. Estar\u00e1 tamb\u00e9m sujeito \u00e0 fiscalidade e \u00e0s obriga\u00e7\u00f5es declarativas aplic\u00e1veis no seu pa\u00eds de resid\u00eancia fiscal e social. Convidamo-lo a consultar o aviso fiscal que pode ser descarregado no site, na sec\u00e7\u00e3o Documenta\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_15_16\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_15_16\" aria-expanded=\"false\" aria-controls=\"collapse_15_16\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_15_16 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_15_16\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que \u00e9 que acontece se eu estiver expatriado durante o per\u00edodo de cinco anos? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_15_16\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_15_16\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Salvo no caso de rescis\u00e3o do seu contrato de trabalho, continua sujeito ao per\u00edodo de bloqueio dos seus ativos, at\u00e9 30 de junho de 2031 (inclusive).<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<\/div><div id=\"tab_16\" class=\"tab-pane fade  subscricao\"  role=\"tabpanel\" aria-labelledby=\"catid_16\"><div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_1\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_1\" aria-expanded=\"false\" aria-controls=\"collapse_16_1\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_1 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_1\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Em caso de pedido de provas, a quem devo enviar os meus documentos comprovativos? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_1\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_1\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p><div>Dans le cadre du respect des obligations r\u00e9glementaires de connaissance actualis\u00e9e de l\u2019\u00e9pargnant, je note que je serai contact\u00e9 par BNP Paribas Epargne Retraite Entreprise apr\u00e8s l'investissement de ma souscription et je m\u2019engage \u00e0 fournir les pi\u00e8ces et justificatifs pr\u00e9cis\u00e9s ci-apr\u00e8s :<\/div><br \/>\r\n<div>1\/ D\u00e8s lors que mes versements volontaires (uniques ou cumul\u00e9s sur l\u2019ann\u00e9e civile) sur le PEG sont sup\u00e9rieurs \u00e0 8000 \u20ac<\/div><br \/>\r\n<div>- L\u2019attestation BNP Paribas E&amp;RE relative \u00e0 la lutte anti-blanchiment, d\u00fbment compl\u00e9t\u00e9e, dat\u00e9e et sign\u00e9e (document\u00a0 qui me sera transmis par BNP Paribas Epargne Retrait\u00e9 Entreprise et t\u00e9l\u00e9chargeable sur Mon Epargne Entreprise, dans le Menu \"Profil\", section \"Justificatifs anti-blanchiment)\",<\/div><br \/>\r\n<div>- Un justificatif d\u2019identit\u00e9 en cours de validit\u00e9 et portant photographie<\/div><br \/>\r\n<div>ou la photocopie de votre passeport en cours de validit\u00e9 (pages avec votre photo et votre signature),<\/div><br \/>\r\n<div>ou la photocopie de votre titre de s\u00e9jour recto-verso avec date de validit\u00e9 non \u00e9chue<\/div><br \/>\r\n<div><\/div><br \/>\r\n<div>2\/\u00a0 En cas de versements volontaires (uniques ou cumul\u00e9s sur l\u2019ann\u00e9e civile) sup\u00e9rieurs \u00e0 30 000 \u20ac,<\/div><br \/>\r\n<div>- Les \u00e9l\u00e9ments mentionn\u00e9s ci-dessus au 1.<\/div><br \/>\r\n<div>- En compl\u00e9ment, un justificatif de l\u2019origine des fonds (acte notari\u00e9, relev\u00e9 de compte, avis d\u2019imposition, \u2026)<\/div><br \/>\r\n<div><\/div><br \/>\r\n<div>BNP Paribas E&amp;RE se r\u00e9serve la possibilit\u00e9 de demander d\u2019autres pi\u00e8ces justificatives si n\u00e9cessaire. Sans ces documents, votre versement volontaire est susceptible d\u2019\u00eatre rejet\u00e9 et votre compte sera bloqu\u00e9 jusqu\u2019\u00e0 r\u00e9gularisation.<\/div><\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_2\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_2\" aria-expanded=\"false\" aria-controls=\"collapse_16_2\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_2 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_2\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Tenho de provar a origem dos fundos utilizados para financiar a minha participa\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_2\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_2\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Se os seus pagamentos volunt\u00e1rios financiados por contribui\u00e7\u00e3o pessoal efetuados no \u00e2mbito da oferta \"Renault Group Shareplan 2026\" excederem 8.000 euros, ter\u00e1 de fornecer documentos comprovativos ao BNP Paribas ERE, em conformidade com a regulamenta\u00e7\u00e3o aplic\u00e1vel em mat\u00e9ria de luta contra o branqueamento de capitais.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_3\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_3\" aria-expanded=\"false\" aria-controls=\"collapse_16_3\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_3 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_3\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O pre\u00e7o de aquisi\u00e7\u00e3o da a\u00e7\u00e3o ir\u00e1 variar durante o per\u00edodo de participa\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_3\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_3\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>N\u00e3o, o pre\u00e7o de refer\u00eancia e o pre\u00e7o de aquisi\u00e7\u00e3o das a\u00e7\u00f5es no \u00e2mbito da opera\u00e7\u00e3o Renault Group Shareplan ser\u00e3o anunciados partir de maio de 2026. Permanecer\u00e3o os mesmos durante todo o per\u00edodo de subscri\u00e7\u00e3o. Se a sua moeda n\u00e3o for o euro, a taxa de c\u00e2mbio aplic\u00e1vel \u00e9 tamb\u00e9m estabelecida ao mesmo tempo que o pre\u00e7o da subscri\u00e7\u00e3o, pelo que ter\u00e1 um pre\u00e7o fixo na moeda local durante todo o per\u00edodo de subscri\u00e7\u00e3o. Paralelamente, no mercado, o pre\u00e7o da a\u00e7\u00e3o continuar\u00e1 a evoluir ao longo desse mesmo per\u00edodo.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_4\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_4\" aria-expanded=\"false\" aria-controls=\"collapse_16_4\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_4 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_4\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Que conta banc\u00e1ria posso indicar no mandato SEPA? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_4\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_4\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Pode utilizar a sua conta \u00e0 ordem. A conta indicada N\u00c3O pode ser uma caderneta.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_5\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_5\" aria-expanded=\"false\" aria-controls=\"collapse_16_5\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_5 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_5\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Como posso participar se n\u00e3o dispuser de acesso \u00e0 Internet? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_5\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_5\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>\u00c9 poss\u00edvel enviar um boletim em papel. Nesse caso, deve contactar o seu correspondente de RH para que lho forne\u00e7a. Ter\u00e1 de preencher esse boletim e, em seguida, entreg\u00e1-lo assinado e acompanhado, se necess\u00e1rio, do mandato de d\u00e9bito direto SEPA, ao seu correspondente de RH, que inserir\u00e1 a sua subscri\u00e7\u00e3o no site.<br \/>\r\nNota: se participou atrav\u00e9s da internet e entregou um boletim em papel ao seu correspondente de RH, a vers\u00e3o que tiver inserido on-line prevalecer\u00e1 em caso de diferen\u00e7a.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_6\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_6\" aria-expanded=\"false\" aria-controls=\"collapse_16_6\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_6 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_6\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Posso utilizar o meu smartphone para participar na opera\u00e7\u00e3o de participa\u00e7\u00e3o no capital? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_6\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_6\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A ferramenta de subscri\u00e7\u00e3o \u00e9 reativa \u00e0 internet, pelo que pode participar na opera\u00e7\u00e3o a partir de um smartphone.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_7\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_7\" aria-expanded=\"false\" aria-controls=\"collapse_16_7\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_7 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_7\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> H\u00e1 facilidades de pagamento? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_7\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_7\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>E favor consultar a p\u00e1gina \"A sua participa\u00e7\u00e3o\" do site para mais detalhes.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_8\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_8\" aria-expanded=\"false\" aria-controls=\"collapse_16_8\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_8 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_8\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Posso alterar a minha participa\u00e7\u00e3o na opera\u00e7\u00e3o de participa\u00e7\u00e3o no capital? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_8\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_8\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim, pode alterar a sua participa\u00e7\u00e3o durante todo o per\u00edodo de participa\u00e7\u00e3o na oferta, regressando \u00e0 rubrica \"Subscrever\" do site at\u00e9 29 de maio de 2026, antes das 23h59 (CET). Ap\u00f3s esta data, a sua participa\u00e7\u00e3o \u00e9 final e n\u00e3o pode mais ser modificada.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_9\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_9\" aria-expanded=\"false\" aria-controls=\"collapse_16_9\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_9 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_9\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quais s\u00e3o as formas de pagamento poss\u00edveis para se participar? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_9\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_9\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>As modalidades de pagamento dependem do seu empregador e do pa\u00eds em que exerce a sua atividade. Quando aceder ao site de subscri\u00e7\u00e3o (acess\u00edvel a partir do link \"Subscrever\" no site), s\u00e3o-lhe indicados os m\u00e9todos de pagamento dispon\u00edveis para a sua contribui\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_10\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_10\" aria-expanded=\"false\" aria-controls=\"collapse_16_10\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_10 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_10\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Existe um montante m\u00ednimo de investimento para esta opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_10\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_10\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A sua participa\u00e7\u00e3o deve ser de, no m\u00ednimo, 15 \u20ac.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_11\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_11\" aria-expanded=\"false\" aria-controls=\"collapse_16_11\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_11 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_11\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Existe um montante m\u00e1ximo de investimento para esta opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_11\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_11\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim, se for trabalhador do grupo, o seu investimento na opera\u00e7\u00e3o de participa\u00e7\u00e3o est\u00e1 limitado a 25% da sua remunera\u00e7\u00e3o anual bruta estimada para 2026, incluindo a remunera\u00e7\u00e3o fixa e a vari\u00e1vel. Compete-lhe verificar se este limite \u00e9 respeitado.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_12\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_12\" aria-expanded=\"false\" aria-controls=\"collapse_16_12\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_12 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_12\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Qual \u00e9 o procedimento para se participar? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_12\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_12\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Clique em \"Subscrever\" Voc\u00ea ser\u00e1 redirecionado para o site de subscri\u00e7\u00e3o.<br \/>\r\nClique no bot\u00e3o \"Pedir palavra-passe<br \/>\r\nIntroduza o seu endere\u00e7o eletr\u00f3nico para obter uma liga\u00e7\u00e3o pessoal tempor\u00e1ria para se identificar. Escolha a sua palavra-passe definitiva<br \/>\r\nSiga os passos indicados<br \/>\r\nEscolha o(s) meio(s) de pagamento<br \/>\r\n<br \/>\r\nPara quaisquer quest\u00f5es t\u00e9cnicas relacionadas com o site de subscri\u00e7\u00e3o, as equipas da BNP Paribas ERE est\u00e3o \u00e0 sua disposi\u00e7\u00e3o no endere\u00e7o de e-mail renaultgroup.techsupport@support-client-ere.bnpparibas.com, onde poder\u00e1 escrever na sua l\u00edngua.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_13\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_13\" aria-expanded=\"false\" aria-controls=\"collapse_16_13\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_13 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_13\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> \u00c9 necess\u00e1rio ter um identificador e uma palavra-passe espec\u00edficos para se participar na opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_13\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_13\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Receber\u00e1 um e-mail do BNP Paribas ERE aquando da abertura do site de subscri\u00e7\u00e3o. Ser\u00e1 o endere\u00e7o de e-mail (profissional ou pessoal) no qual recebeu esta informa\u00e7\u00e3o que lhe ir\u00e1 servir de identificador para iniciar sess\u00e3o no site de subscri\u00e7\u00e3o.<br \/>\r\nDever\u00e1 criar a sua pr\u00f3pria palavra-passe de acordo com o procedimento indicado no site de subscri\u00e7\u00e3o.<br \/>\r\nPara os colaboradores cujo endere\u00e7o de e-mail n\u00e3o seja do conhecimento do BNP Paribas ERE, agradece-se a utiliza\u00e7\u00e3o o nome de utilizador \/ palavra-passe que o seu empregador lhe ter\u00e1 comunicado.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_14\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_14\" aria-expanded=\"false\" aria-controls=\"collapse_16_14\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_14 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_14\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quem s\u00e3o os colaboradores que podem participar na opera\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_14\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_14\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Todos os trabalhadores do Renault Group e das filiais consolidadas e aderentes aos PEG do Renault Group, da DIAC ou do Renault Retail Group, com mais de 3 meses de antiguidade, cont\u00ednua ou descont\u00ednua, entre 1 de janeiro de 2025 e 29 de maio de 2026, e com um contrato de trabalho em vigor nessa data, e os mandat\u00e1rios sociais dessas empresas que tenham efetivos entre 1 e 249 trabalhadores. Em caso de d\u00favida, n\u00e3o hesite em contactar o seu RH.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_15\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_15\" aria-expanded=\"false\" aria-controls=\"collapse_16_15\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_15 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_15\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que se passa em caso de incumprimento do pagamento? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_15\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_15\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A sua participa\u00e7\u00e3o na opera\u00e7\u00e3o \u00e9 definitiva e vinculativa. Em caso de aus\u00eancia de pagamento, a sua participa\u00e7\u00e3o poder\u00e1 ser cancelada, total ou parcialmente. Se a sua participa\u00e7\u00e3o n\u00e3o puder ser cancelada antes da conclus\u00e3o da opera\u00e7\u00e3o, ser\u00e1 estabelecido um procedimento de cobran\u00e7a com a Renault e\/ou a sua entidade patronal, em conformidade com as condi\u00e7\u00f5es da opera\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_16\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_16\" aria-expanded=\"false\" aria-controls=\"collapse_16_16\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_16 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_16\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que \u00e9 que acontece quando eu concluir a minha participa\u00e7\u00e3o na opera\u00e7\u00e3o de participa\u00e7\u00e3o dos acionistas no capital 2026? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_16\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_16\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Se assinalou a caixa \"receber confirma\u00e7\u00e3o por correio eletr\u00f3nico\" quando se inscreveu, receber\u00e1 uma mensagem eletr\u00f3nica com um resumo da sua participa\u00e7\u00e3o. Se n\u00e3o for esse o caso, pode consultar e descarregar os detalhes da sua participa\u00e7\u00e3o em qualquer altura, acedendo ao site da subscri\u00e7\u00e3o.<br \/>\r\nPode alterar a sua participa\u00e7\u00e3o at\u00e9 29 de maio de 2026, \u00e0s 23h59 (CET). O seu \u00faltimo pedido de participa\u00e7\u00e3o ser\u00e1 aquele a ser tido em conta. Ap\u00f3s esta data, a sua participa\u00e7\u00e3o \u00e9 final e n\u00e3o pode mais ser modificada Convidamo-lo a consultar toda a documenta\u00e7\u00e3o, incluindo o aviso fiscal e as condi\u00e7\u00f5es gerais, antes de validar a sua participa\u00e7\u00e3o.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_17\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_17\" aria-expanded=\"false\" aria-controls=\"collapse_16_17\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_17 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_17\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Qual \u00e9 a regra relativamente ao c\u00e1lculo dos tr\u00eas meses de antiguidade? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_17\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_17\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Trata-se da antiguidade calculada entre 1 de janeiro de 2025 e o \u00faltimo dia do per\u00edodo de participa\u00e7\u00e3o na oferta, ou seja, 29 de maio de 2026, independentemente de os contratos de trabalho serem ou n\u00e3o consecutivos. Os trabalhadores com contratos a termo ou por prazo indeterminado s\u00e3o eleg\u00edveis para a opera\u00e7\u00e3o desde que preencham a condi\u00e7\u00e3o de antiguidade.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_18\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_18\" aria-expanded=\"false\" aria-controls=\"collapse_16_18\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_18 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_18\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Que montante devo investir para obter a contribui\u00e7\u00e3o adicional m\u00e1xima? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_18\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_18\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Tem de adquirir 1 a\u00e7\u00e3o para beneficiar da contribui\u00e7\u00e3o m\u00e1xima equivalente ao valor de 2 a\u00e7\u00f5es.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_19\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_19\" aria-expanded=\"false\" aria-controls=\"collapse_16_19\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_19 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_19\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Como funcion\u00e1rio da HORSE, posso participar no plano de a\u00e7\u00f5es para colaboradores 2026 ? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_19\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_19\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>N\u00e3o. Por motivos legais e dado o facto do processo de desconsolida\u00e7\u00e3o da entidade HORSE do grupo Grupo Renault, os colaboradores que tenham um contrato de trabalho com a HORSE n\u00e3o podem participar no plano de a\u00e7\u00f5es para colaboradores 2026. Os funcion\u00e1rios da HORSE poder\u00e3o vender as a\u00e7\u00f5es adquiridas no \u00e2mbito do plano de a\u00e7\u00f5es para colaboradores Renault Group Shareplan 2026, assim que for conclu\u00edda a desconsolida\u00e7\u00e3o da HORSE do Grupo Renault.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_16_20\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_16_20\" aria-expanded=\"false\" aria-controls=\"collapse_16_20\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_16_20 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_16_20\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quando minha conta banc\u00e1ria ser\u00e1 retirada? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_16_20\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_16_20\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>O d\u00e9bito direto SEPA ser\u00e1 realizado pelo BNP Paribas ERE a partir de junho de 2026.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<\/div><div id=\"tab_17\" class=\"tab-pane fade  funcionamento-da-bolsa-de-valores\"  role=\"tabpanel\" aria-labelledby=\"catid_17\"><div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_1\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_1\" aria-expanded=\"false\" aria-controls=\"collapse_17_1\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_1 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_1\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Em que bolsa de valores estar\u00e3o cotadas as a\u00e7\u00f5es do plano Renault Group Shareplan? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_1\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_1\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>As referidas a\u00e7\u00f5es est\u00e3o cotadas na Euronext Paris.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_2\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_2\" aria-expanded=\"false\" aria-controls=\"collapse_17_2\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_2 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_2\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quais s\u00e3o os diferentes produtos financeiros dispon\u00edveis  nas bolsas de valores? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_2\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_2\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Nos mercados bolsistas, \u00e9 poss\u00edvel investir em m\u00faltiplos produtos:<br \/>\r\n- As a\u00e7\u00f5es s\u00e3o equivalentes a uma quota numa empresa. Na qualidade de acionista, \u00e9-se propriet\u00e1rio de uma percentagem da empresa correspondente ao n\u00famero de a\u00e7\u00f5es adquiridas. Disp\u00f5e-se igualmente do direito de voto nas assembleias-gerais e aos eventuais dividendos pagos (parte dos lucros distribu\u00edda pela empresa).<br \/>\r\n- As obriga\u00e7\u00f5es representam uma parte de um cr\u00e9dito (um empr\u00e9stimo) contra\u00eddo por uma empresa ou institui\u00e7\u00e3o, uma institui\u00e7\u00e3o p\u00fablica ou o estado junto dos investidores nos mercados financeiros. Ao investir em obriga\u00e7\u00f5es, o investidor torna-se credor da estrutura emitente, ou seja, empresta dinheiro a determinada empresa ou a um Estado. Cada obriga\u00e7\u00e3o equivale a uma fra\u00e7\u00e3o de um empr\u00e9stimo. O investidor detentor da obriga\u00e7\u00e3o recebe anualmente juros, denominados \"cup\u00e3o\", e no final do prazo do empr\u00e9stimo, a empresa ou o Estado reembolsa o capital emprestado. Uma obriga\u00e7\u00e3o n\u00e3o d\u00e1 origem a direitos.<br \/>\r\n- OICVM (Organismos de investimento coletivo em valores mobili\u00e1rios): SICAV (Sociedades de Investimento de Capital Vari\u00e1vel) e FCP (Fundos Comuns de Investimento). Organismos de investimento coletivo (OIC). Permitem aos aforradores aplicar o seu capital junto de um profissional que se encarrega de investir todos os fundos num ou mais mercados financeiros espec\u00edficos. Alguns fundos s\u00e3o quase isentos de riscos, enquanto outros, pelo contr\u00e1rio, s\u00e3o destinados apenas a investidores altamente informados.<br \/>\r\n- Produtos derivados: forex, op\u00e7\u00f5es, futuros, CFDs<br \/>\r\n- Mat\u00e9rias-primas: energias, metais, produtos agr\u00edcolas brutos<br \/>\r\n- ETF ou tracker: tipo de fundos de investimento que replicam a evolu\u00e7\u00e3o de um \u00edndice bolsista ou de um cabaz de a\u00e7\u00f5es com um desvio de desempenho muito reduzido, o chamado \u201ctracking error\u201d, sem interven\u00e7\u00e3o humana. Fala-se ent\u00e3o de gest\u00e3o passiva. Existem centenas de trackers, indexados aos principais \u00edndices como o CAC 40 ou o Euro Stoxx 50.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_3\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_3\" aria-expanded=\"false\" aria-controls=\"collapse_17_3\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_3 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_3\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Qualquer pessoa pode investir na bolsa? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_3\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_3\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Sim, todos podem investir em bolsa: aforradores, investidores, empresas, estados, etc. No entanto, para os aforradores, \u00e9 necess\u00e1rio suportar um elevado n\u00edvel de assun\u00e7\u00e3o de riscos e dispor de um horizonte de investimento suficientemente long\u00ednquo, o que implica a indisponibilidade dos fundos. Investir na bolsa n\u00e3o oferece qualquer garantia de capital. Recomenda-se que n\u00e3o aplique todas as suas poupan\u00e7as em bolsa.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_4\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_4\" aria-expanded=\"false\" aria-controls=\"collapse_17_4\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_4 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_4\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que \u00e9 que pode influenciar a cota\u00e7\u00e3o da a\u00e7\u00e3o? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_4\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_4\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>H\u00e1 um grande n\u00famero de fatores que pode influenciar positiva ou negativamente a evolu\u00e7\u00e3o de uma cota\u00e7\u00e3o em bolsa, designadamente:<br \/>\r\n- os resultados financeiros da empresa emitente das a\u00e7\u00f5es,<br \/>\r\n- a revis\u00e3o em alta ou em baixa das previs\u00f5es de lucros da empresa,<br \/>\r\n- a aquisi\u00e7\u00e3o pela empresa de uma outra, concorrente ou complementar,<br \/>\r\n- a cess\u00e3o de ativos, o adiamento ou cancelamento de um projeto, da conquista ou da perda de um grande contrato,<br \/>\r\n- o aumento do capital,<br \/>\r\n- a evolu\u00e7\u00e3o do pre\u00e7o das mat\u00e9rias-primas e\/ou divisas,<br \/>\r\n- a publica\u00e7\u00e3o de uma informa\u00e7\u00e3o importante sobre a vida da empresa na imprensa, generalista, econ\u00f3mica ou financeira, ou sobre o setor de atividade da empresa,<br \/>\r\n- a perspetiva de uma aquisi\u00e7\u00e3o da empresa,<br \/>\r\n- a compra ou a venda de um n\u00famero significativo de a\u00e7\u00f5es por parte de um acionista familiar ou institucional (financeiro, parceiro ou n\u00e3o da empresa),<br \/>\r\n- a tend\u00eancia geral nos mercados bolsistas.<br \/>\r\n- etc.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_5\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_5\" aria-expanded=\"false\" aria-controls=\"collapse_17_5\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_5 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_5\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Porqu\u00ea investir na bolsa na qualidade de particular? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_5\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_5\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A bolsa \u00e9 um instrumento indicado para os investidores com um horizonte de gest\u00e3o de longo prazo.<br \/>\r\nNo curto prazo (alguns meses ou alguns anos), as a\u00e7\u00f5es flutuam muito e, por conseguinte, o risco de perdas financeiras \u00e9 elevado.<br \/>\r\nA mais longo prazo (pelo menos 10 anos), as possibilidades de se obter um rendimento interessante tornam-se mais importantes desde que o contexto econ\u00f3mico e financeiro seja favor\u00e1vel, ou seja, desde que os lucros das empresas cotadas continuem a crescer.<br \/>\r\nAo realizarem investimentos nas bolsas, os aforradores esperam obter um rendimento superior ao das aplica\u00e7\u00f5es sem risco, como as cadernetas de poupan\u00e7a ou os seguros de vida com capital garantido.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_6\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_6\" aria-expanded=\"false\" aria-controls=\"collapse_17_6\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_6 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_6\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Quais s\u00e3o os riscos associados aos mercados financeiros? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_6\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_6\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>Por defini\u00e7\u00e3o, investir no mercado de valores mobili\u00e1rios apresenta um determinado n\u00famero de riscos:<br \/>\r\n- risco de fal\u00eancia de uma empresa<br \/>\r\n- risco associado \u00e0 volatilidade: aumento e diminui\u00e7\u00e3o dos pre\u00e7os das a\u00e7\u00f5es<br \/>\r\n- risco de perda de capital: revenda da a\u00e7\u00e3o a um pre\u00e7o inferior ao pre\u00e7o de compra<br \/>\r\n- risco de taxas: varia\u00e7\u00e3o das taxas de juro dos ativos com taxa fixa (p. ex. obriga\u00e7\u00f5es).<br \/>\r\n- risco cambial: impacto sobre o desempenho de um ativo provocado pela flutua\u00e7\u00e3o das taxas de c\u00e2mbio.<br \/>\r\n- risco de mat\u00e9rias-primas: volatilidade do pre\u00e7o de compra dos produtos em bruto.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_7\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_7\" aria-expanded=\"false\" aria-controls=\"collapse_17_7\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_7 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_7\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> Concretamente, como \u00e9 que a bolsa funciona? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_7\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_7\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A bolsa de valores \u00e9 um mercado onde as empresas emitem t\u00edtulos financeiros (a\u00e7\u00f5es e obriga\u00e7\u00f5es) e encontram investidores que compram e revendem esses seus t\u00edtulos. O sistema baseia-se, nomeadamente, na lei da oferta e da procura dos t\u00edtulos. As a\u00e7\u00f5es s\u00e3o avaliadas em rela\u00e7\u00e3o \u00e0 sa\u00fade da empresa e nomeadamente \u00e0 previs\u00e3o dos seus resultados futuros, observadas pelos analistas financeiros.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"accordion-item fullwidth col-12 mx-auto\"  data-aos=\"fade-up\" data-aos-offset=\"0\" data-aos-delay=\"50\" data-aos-duration=\"800\" data-aos-easing=\"ease-in-out\" data-aos-mirror=\"false\" data-aos-once=\"false\"  >\r\n  <div class=\"accordion-header\" id=\"heading_17_8\" >\r\n    <button class=\"accordion-button collapsed \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse_17_8\" aria-expanded=\"false\" aria-controls=\"collapse_17_8\">\r\n    <div class=\"row item w-100\">\r\n      <div class=\"fleche-faq d-flex flex-column col-2 col-md-2 col-xl-1\">\r\n        <div class=\"arrow-wrapper ombre-right d-flex flex-column\">\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16.127\" height=\"16.127\" viewBox=\"0 0 16.127 16.127\" class=\"arrow mt-2 px-0\">\r\n            <g  data-name=\"Groupe 163\" transform=\"translate(-1225.146 453.567) rotate(-90)\" style=\"isolation: isolate\">\r\n              <path  data-name=\"trace_17_8 \" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\"   stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n              <path  data-name=\"trace_b_17_8\" d=\"M438.854,1226.56l6.649,6.649,6.649-6.649\" transform=\"translate(0 6.649)\" stroke-linecap=\"round\" stroke-width=\"2\"\/>\r\n            <\/g>\r\n          <\/svg>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\" d-flex flex-column col-10 col-md-10 col-xl-11\">\r\n        <h4 class=\"my-auto\"> O que \u00e9 a bolsa? <\/h4>\r\n      <\/div>\r\n    <\/div>\r\n    <\/button>\r\n  <\/div>\r\n  <div id=\"collapse_17_8\" class=\"accordion-collapse collapse item-body\" aria-labelledby=\"heading_17_8\" data-bs-parent=\"#pills-tabContent\">\r\n    <div class=\"accordion-body row px-0\">\r\n      <div class=\"col-2 col-md-2 col-xl-1\"><\/div>\r\n      <div class=\"col-10 col-md-10 col-xl-11 pb-4 pe-lg-5\">\r\n        <p>A bolsa \u00e9 um meio de as empresas angariarem capital, permitindo-lhes investir e, portanto, crescer. As a\u00e7\u00f5es s\u00e3o adquiridas por investidores institucionais (fundos de investimento, bancos, Estados, etc.) ou por particulares.<br \/>\r\nOs investimentos propostos pelos bancos, seguradoras ou outros gestores de patrim\u00f3nio s\u00e3o indiretamente investidos na bolsa devido \u00e0 natureza desses investimentos.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<\/div><\/div><\/div>\r\n         <\/section><div class=\"modal fade\" id=\"modalPdf\" tabindex=\"-1\" aria-labelledby=\"modalPdfLabel\" aria-hidden=\"true\">\r\n  <div class=\"modal-dialog\">\r\n    <div class=\"modal-content\">\r\n      <div class=\"modal-header\">\r\n        <button type=\"button\" class=\"btn-close\" data-bs-dismiss=\"modal\" aria-label=\"Close\"><\/button>\r\n      <\/div>\r\n      <div class=\"modal-body\">\r\n            <embed src=\"\" frameborder=\"0\" width=\"100%\" height=\"100%\">\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n<div class=\"modal fade\" id=\"modalMsg\" tabindex=\"-1\" aria-labelledby=\"modalMsgLabel\" aria-hidden=\"true\">\r\n  <div class=\"modal-dialog\">\r\n    <div class=\"modal-content\">\r\n      <div class=\"modal-header\">\r\n        <button type=\"button\" class=\"btn-close\" data-bs-dismiss=\"modal\" aria-label=\"Close\"><\/button>\r\n      <\/div>\r\n      <div class=\"modal-body px-5\">\r\n      <\/div>\r\n      <div class=\"modal-footer pt-2\"><\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div><script>\r\n       setTimeout(function() {\r\n        document.querySelector(\"#catid_6\").click();\r\n      }, 500);\r\n        <\/script>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-325","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/pages\/325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/comments?post=325"}],"version-history":[{"count":8,"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/pages\/325\/revisions"}],"predecessor-version":[{"id":1090,"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/pages\/325\/revisions\/1090"}],"wp:attachment":[{"href":"https:\/\/shareplan.renaultgroup.com\/pt\/wp-json\/wp\/v2\/media?parent=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}