{"id":268,"date":"2022-06-08T12:01:10","date_gmt":"2022-06-08T10:01:10","guid":{"rendered":"https:\/\/renaulutionshareplan.renaultgroup.com\/fr\/?page_id=268"},"modified":"2026-04-14T17:21:18","modified_gmt":"2026-04-14T15:21:18","slug":"your-investment","status":"publish","type":"page","link":"https:\/\/shareplan.renaultgroup.com\/in\/your-investment\/","title":{"rendered":"Your investment\u00a0"},"content":{"rendered":"\n

What happens to my investment once I participate in the transaction?<\/strong><\/h2>\n\n\n\r\n\r\n\r\n
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1 – Your asset holding<\/h3>

You invest an amount in euros, and the \u201cRelais RG Shareplan International 2026\u201d FCPE acquires Renault SA shares on your behalf. In return, you receive a number of units in the FCPE proportional to your investment (subject to applicable tax charges). Consequently, you will become an indirect Renault Group shareholder.<\/p>\n

The \u201cRelais RG Shareplan International 2026\u201d FCPE will merge with the \u201cShare Original\u201d sub-fund of the \u201cRenault International\u201d FCPE following a decision by the fund\u2019s Supervisory Board and subject to AMF approval in France.<\/p>\n

You will then hold units in the \u201cRenault International\u201d FCPE.<\/p>\n

As the \u201cRenault International\u201d FCPE is invested almost entirely in Renault SA shares, the value of your assets will follow the Renault SA share price. The daily value of the FCPE\u2019s unit will follow its closing price.<\/p>\n<\/div>\r\n

Your assets are locked in until June 30, 2031<\/strong>, unless they are released early.<\/p>\n<\/div><\/div>\r\n <\/div> \r\n<\/section>\n\n\r\n\r\n\r\n

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2 – Your potential dividends<\/h3>

As long as you hold units in the \u201cRenault International\u201d FCPE, you will receive any dividends decided by the General Meeting of Shareholders.<\/p>\n

These dividends correspond to a portion of the Group\u2019s net income that is distributed to shareholders and automatically reinvested in the \u201cRenault International\u201d FCPE, free of charge, thereby increasing the number of units you hold.<\/p>\n

These dividends may be subject to social and\/or tax charges. For more information, please refer to the \u201cCountry supplement\u201d available in the documentation section.<\/p>\n<\/div>\r\n

As long as you hold units in the \u201cRenault International\u201d FCPE, you will receive any dividends.<\/p>\n<\/div><\/div>\r\n <\/div> \r\n<\/section>\n\n\n

What is the tax framework for this transaction?<\/strong><\/h2>\n\n\n\n

Tax and social charges are likely to apply to the discount and employer contribution.
We recommend that you consult the \u201cCountry Supplement\u201d, which can be downloaded from this site, in the documentation section, to find out about the taxation of the operation and your possible reporting obligations.<\/p>\n\n\n\n

What happens at the end of the lock-in period?<\/strong><\/h2>\n\n\n\n

At the end of the lock-in period, on July 1st, 2030, your shares become available.<\/strong><\/p>\n\n\n\n

You can then choose to either:<\/p>\n\n\n\n

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  • keep your assets in the \u201cRenault International\u201d FCPE<\/strong> for as long as you wish;<\/li>\n\n\n\n
  • ask for your assets to be redeemed<\/strong> in full or in part.<\/li>\n<\/ul>\n\n\n\r\n\r\n
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    Understand how your investment could evolve: a case study<\/div>\r\n \r\n

    Your investment (gross amount in euros)<\/u><\/p>\n

    Assumed reference price: \u20ac35
    \nAssumed acquisition price (reference price – 30% discount): \u20ac24.50<\/p>\n

    Matching contribution and the discount are likely to be subject to social charges and\/or taxes applied in your country. On the contributions, you will receive an equivalent net amount after deduction of a tax rate and\/or flat-rate social charges of 30%. For more information, please refer to the \u201cCountry Supplement\u201d accessible in the documentation section. If this rate is not sufficient to cover any tax or social charges due, the remaining balance may be deducted directly from your salary.<\/p>\n

    1\/ You invest \u20ac24.50, which allows you to buy the equivalent of 1 share (invested in FCPE units) at a discounted price with a value equivalent to \u20ac35 on the reference price basis.<\/p>\n

    2\/ You benefit from an additional matching contribution of 200% of your investment for the first 1 share acquired, corresponding here to 2 gross shares. After applying the average tax rate of 30%, you will receive the equivalent of 1.4 shares.<\/p>\n

    3\/ For a total investment on your part of \u20ac24.50, you will thus receive after application of the average tax rate: 1 + 1.4 = 2.4 shares, i.e. the equivalent of an amount of \u20ac84 at the reference price.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n<\/div>\r\n <\/section>\r\n\r\n\r\n\r\n\n\n\n

    The total value of your assets maturing on June 30, 2031 depends on the Renault SA share\u2019s performance.<\/p>\n\n\n\n

    Assumed performance of the Renault share price as at June 30, 2031<\/strong> compared with the reference price of \u20ac35 in 2026<\/td>Share value at maturity, as at June 30, 2031*<\/td>Value of your assets 2.4 at maturity
    as at June 30, 2031*<\/td><\/tr>
    70% fall<\/strong><\/strong><\/td>\u20ac10.5<\/td>\u20ac31.5<\/td><\/tr>
    50% fall<\/strong><\/td>\u20ac17.5<\/td>\u20ac52.5<\/td><\/tr>
    20% fall<\/strong><\/td>\u20ac28.0<\/td>\u20ac84.0<\/td><\/tr>
    Stable<\/strong><\/td>\u20ac35.0<\/td>\u20ac105.0<\/td><\/tr>
    20% rise<\/strong><\/td>\u20ac42.0<\/td>\u20ac126.0<\/td><\/tr>
    50% rise<\/strong><\/td>\u20ac52.5<\/td>\u20ac157.5<\/td><\/tr>
    70% rise<\/strong><\/td>\u20ac59.5<\/td>\u20ac178.5<\/td><\/tr><\/tbody><\/table>
    * Excluding any dividends and the impact of exchange rate changes, and including estimated taxes and social security charges around 30%.<\/figcaption><\/figure>\n\n\n\r\n\r\n
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    Important<\/div>\r\n \r\n

    If the Renault SA share price falls sharply as at June 30, 2031, you may lose some or all of the value of your investment (including contribution).<\/p>\n<\/div>\r\n <\/div>\r\n \r\n<\/div>\r\n <\/section>\r\n\r\n\r\n\r\n\n\n\n

    You can access the simulator in the website\u2019s Simulate section, enabling you to:<\/p>\n\n\n\n

      \n
    • make a more accurate projection of your investment, taking into account the contribution you receive;<\/li>\n\n\n\n
    • check that you do not exceed the legal investment limit, i.e. 25% of your gross annual pay;<\/li>\n\n\n\n
    • simulate the performance of your assets at maturity based on rises and falls in the Renault SA share price.<\/li>\n<\/ul>\n\n\n\n
      <\/div>\n","protected":false},"excerpt":{"rendered":"

      What happens to my investment once I participate in the transaction? What is the tax framework for this transaction? Tax and social charges are likely to apply to the discount and employer contribution.We recommend that you consult the \u201cCountry Supplement\u201d, which can be downloaded from this site, in the documentation section, to find out about […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-268","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":23,"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":1228,"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/pages\/268\/revisions\/1228"}],"wp:attachment":[{"href":"https:\/\/shareplan.renaultgroup.com\/in\/wp-json\/wp\/v2\/media?parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}