{"id":268,"date":"2022-06-08T12:01:10","date_gmt":"2022-06-08T10:01:10","guid":{"rendered":"https:\/\/renaulutionshareplan.renaultgroup.com\/fr\/?page_id=268"},"modified":"2026-04-14T17:10:04","modified_gmt":"2026-04-14T15:10:04","slug":"your-investment","status":"publish","type":"page","link":"https:\/\/shareplan.renaultgroup.com\/gb\/your-investment\/","title":{"rendered":"Your investment\u00a0"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>What happens to my investment once I participate in the transaction?<\/strong><\/h2>\n\n\n\r\n\r\n\r\n<section class=\"textes-formates\">\r\n<div class=\"row  mb-5\">\r\n                      <div class=\"col-lg-8 col-gauche pe-md-5 pe-lg-70\">\r\n                      <h3>1 &#8211; Your asset holding<\/h3><p>You invest an amount in euros, and the \u201cRelais RG Shareplan International 2026\u201d FCPE acquires Renault SA shares on your behalf. In return, you receive a number of units in the FCPE proportional to your investment (subject to applicable tax charges). Consequently, you will become an indirect Renault Group shareholder.<\/p>\n<p>The \u201cRenaulution International Relais 2025\u201d FCPE will merge with the \u201cShare Original\u201d sub-fund of the \u201cRenault International\u201d FCPE following a decision by the fund\u2019s Supervisory Board and subject to AMF approval in France.<\/p>\n<p>You will then hold units in the \u201cRenault International\u201d FCPE.<\/p>\n<p>As the \u201cRenault International\u201d FCPE is invested almost entirely in Renault SA shares, the value of your assets will follow the Renault SA share price. The daily value of the FCPE\u2019s unit will follow its closing price.<\/p>\n<\/div>\r\n                      <div class=\"col-lg-4 sidebar ps-xl-5 mt-2\"><div class=\"wrapper\"><p><strong>Your assets are locked in until June 30, 2031<\/strong>, unless they are released early.<\/p>\n<\/div><\/div>\r\n                      <\/div>   \r\n<\/section>\n\n\r\n\r\n\r\n<section class=\"textes-formates\">\r\n   \r\n<\/section>\n\n\r\n\r\n\r\n<section class=\"textes-formates\">\r\n<div class=\"row  mb-5\">\r\n                      <div class=\"col-lg-8 col-gauche pe-md-5 pe-lg-70\">\r\n                      <h3>2 &#8211; Your potential dividends<\/h3><p>As long as you hold units in the \u201cRenault International\u201d FCPE, you will receive any dividends decided by the General Meeting of Shareholders.<\/p>\n<p>These dividends correspond to a portion of the Group\u2019s net income that is distributed to shareholders and automatically reinvested in the \u201cRenault International\u201d FCPE, free of charge, thereby increasing the number of units you hold. These dividends may be subject to social and\/or tax charges. For more information, please refer to the \u201cCountry supplement\u201d available in the documentation.<\/p>\n<\/div>\r\n                      <div class=\"col-lg-4 sidebar ps-xl-5 mt-2\"><div class=\"wrapper\"><p>As long as you hold units in the \u201cRenault International\u201d FCPE, you will receive any dividends.<\/p>\n<\/div><\/div>\r\n                      <\/div>   \r\n<\/section>\n\n\n<h2 class=\"wp-block-heading\"><strong>What is the tax framework for this transaction?<\/strong><\/h2>\n\n\n\n<p>Tax and social charges are likely to apply to the discount and matching contribution.<br>We recommend that you consult the \u201cCountry Supplement\u201d, which can be downloaded from this site, <a href=\"https:\/\/shareplan.renaultgroup.com\/gb\/documentation\/\" data-type=\"page\" data-id=\"561\">documentation<\/a>, to find out about the taxation of the operation and your possible reporting obligations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What happens at the end of the lock-in period?<\/strong><\/h2>\n\n\n\n<p><strong>At the end of the lock-in period, on July 1st, 2031, your shares become available.<\/strong><\/p>\n\n\n\n<p>You can then choose to either:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>keep your assets in the \u201cRenault International\u201d FCPE<\/strong> for as long as you wish;<\/li>\n\n\n\n<li><strong>ask for your assets to be redeemed<\/strong> in full or in part.<\/li>\n<\/ul>\n\n\n<!--section-hightlight-question   1.2 -->\r\n\r\n<section class=\"block-question-hl fullwidth-block \">\r\n    \r\n        <div class=\"container py-5 mx-auto\">\r\n        <div class=\"row\">\r\n        <div class=\"col-12 col-md-4 col-lg-3 col-xxl-3 question text-break mb-5 mb-md-2\">Understand how your investment could evolve: a case study<\/div>\r\n            \r\n        <div class=\"col-12 col-md-8 col-lg-9 col-xxl-9 reponse\"><p><u>Your investment (gross amount in euros)<\/u><\/p>\n<p>Assumed reference price: \u20ac35<br \/>\nAssumed acquisition price (reference price &#8211; 30% discount): \u20ac24.50<\/p>\n<p>The example below does not take into account the impact of any tax and social charges or, where applicable, the impact of the variation in the applicable exchange rate. We recommend that you consult the \u201cCountry Supplement\u201d, which can be downloaded from this site, documentation section, to find out about the taxation of the operation and your possible reporting obligations.<\/p>\n<p data-path-to-node=\"0\">1\/ You purchase one share at the discounted acquisition price, for a total investment of \u20ac24.50 (invested in FCPE units).<\/p>\n<p data-path-to-node=\"1\">2\/ You benefit from a 200% matching contribution on your investment, provided by Renault Group, equivalent to 2 shares, i.e., an amount of \u20ac49 (based on the discounted acquisition price) (invested in FCPE units).<\/p>\n<p data-path-to-node=\"2\">3\/ Your total investment (including the matching contribution offered by Renault Group) consists of 3 shares acquired at a discounted price, for a total amount of \u20ac73.50 (invested in FCPE units).<\/p>\n<p data-path-to-node=\"3\">In this example, for a personal contribution of \u20ac24.50 (equivalent to the discounted acquisition price of 1 share), you receive 3 shares with a value of \u20ac105 (based on the non-discounted reference price).<\/p>\n<\/div>\r\n        <\/div>\r\n    \r\n<\/div>\r\n <\/section>\r\n\r\n\r\n\r\n\n\n\n<p>The total value of your assets maturing on June 30, 2031 depends on the Renault SA share\u2019s performance.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Assumed performance of the Renault share price as at June 30, 203<\/strong>1 compared with the reference price of \u20ac35 in 2025<\/td><td class=\"has-text-align-center\" data-align=\"center\">Share value at maturity, as at June 30, 2031*<\/td><td class=\"has-text-align-center\" data-align=\"center\">Value of your assets at maturity<br>as at June 30, 2031*<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><strong>70% fall<\/strong><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac10.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac31.5<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>50% fall<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac17.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac52.5<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>20% fall<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac28.0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac84.0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Stable<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac35.0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac105.0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>20% rise<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac42.0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac126.0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>50% rise<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac52.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac157.5<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>70% rise<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac59.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20ac178.5<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">* Excluding any dividends, taxes and social security charges and the impact of exchange rate changes<\/figcaption><\/figure>\n\n\n<!--section-hightlight-question   1.2 -->\r\n\r\n<section class=\"block-question-hl fullwidth-block \">\r\n    \r\n        <div class=\"container py-5 mx-auto\">\r\n        <div class=\"row\">\r\n        <div class=\"col-12 col-md-4 col-lg-3 col-xxl-3 question text-break mb-5 mb-md-2\">Important<\/div>\r\n            \r\n        <div class=\"col-12 col-md-8 col-lg-9 col-xxl-9 reponse\"><p>If the Renault SA share price falls sharply as at June 30, 2031, you may lose some or all of the value of your investment (including contributions).<\/p>\n<\/div>\r\n        <\/div>\r\n    \r\n<\/div>\r\n <\/section>\r\n\r\n\r\n\r\n\n\n\n<p>You can access the simulator in the website\u2019s Simulate section, enabling you to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>make a more accurate projection of your investment, taking into account the contribution you receive;<\/li>\n\n\n\n<li>check that you do not exceed the legal investment limit, i.e. 25% of your gross annual pay;<\/li>\n\n\n\n<li>simulate the performance of your assets at maturity based on rises and falls in the Renault SA share price.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>What happens to my investment once I participate in the transaction? What is the tax framework for this transaction? Tax and social charges are likely to apply to the discount and matching contribution.We recommend that you consult the \u201cCountry Supplement\u201d, which can be downloaded from this site, documentation, to find out about the taxation of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-268","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":48,"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":1225,"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/pages\/268\/revisions\/1225"}],"wp:attachment":[{"href":"https:\/\/shareplan.renaultgroup.com\/gb\/wp-json\/wp\/v2\/media?parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}