{"id":268,"date":"2022-06-08T12:01:10","date_gmt":"2022-06-08T10:01:10","guid":{"rendered":"https:\/\/renaulutionshareplan.renaultgroup.com\/fr\/?page_id=268"},"modified":"2026-04-14T17:28:07","modified_gmt":"2026-04-14T15:28:07","slug":"vase-investice","status":"publish","type":"page","link":"https:\/\/shareplan.renaultgroup.com\/cz\/vase-investice\/","title":{"rendered":"Va\u0161e investice\u00a0"},"content":{"rendered":"\n

Co se stane s va\u0161\u00ed investic\u00ed, jakmile se z\u00fa\u010dastn\u00edte akce? <\/h2>\n\n\n\r\n\r\n\r\n
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1 – V\u00e1\u0161 majetek v dr\u017een\u00ed:<\/h3>

Investujete \u010d\u00e1stku v eurech a fond FCPE \u201eRelais RG Shareplan International 2026\u201c va\u0161\u00edm jm\u00e9nem z\u00edsk\u00e1 akcie spole\u010dnosti Renault SA. Na opl\u00e1tku obdr\u017e\u00edte po\u010det pod\u00edlov\u00fdch jednotek FCPE \u00fam\u011brn\u00fd va\u0161\u00ed investici (s v\u00fdhradou platn\u00fdch da\u0148ov\u00fdch p\u0159edpis\u016f). Nep\u0159\u00edmo se tak stanete akcion\u00e1\u0159em skupiny Renault Group.<\/p>\n

FCPE \u201eRelais RG Shareplan International 2026\u201c se slou\u010d\u00ed s odd\u011blen\u00edm \u201eShare Original\u201c FCPE \u201eRenault International\u201c na z\u00e1klad\u011b rozhodnut\u00ed dozor\u010d\u00ed rady fondu a schv\u00e1len\u00ed AMF ve Francii.<\/p>\n

Pot\u00e9 budete m\u00edt jednotky ve fondu FCPE \u201eRenault International\u201c.<\/p>\n

Vzhledem k\u00a0tomu, \u017ee fond FCPE \u201eRenault International\u201c je investov\u00e1n t\u00e9m\u011b\u0159 v\u00fdhradn\u011b do akci\u00ed spole\u010dnosti Renault SA, bude hodnota va\u0161eho majetku z\u00e1viset na cen\u011b akci\u00ed spole\u010dnosti Renault SA: denn\u00ed hodnota ka\u017ed\u00e9 jednotky fondu FCPE se bude \u0159\u00eddit jej\u00ed z\u00e1v\u011bre\u010dnou cenou.<\/p>\n<\/div>\r\n

Va\u0161e aktiva budou blokov\u00e1na do 30. \u010dervna 2031<\/strong>, s\u00a0v\u00fdjimkou p\u0159\u00edpadu p\u0159ed\u010dasn\u00e9ho uvoln\u011bn\u00ed.<\/p>\n<\/div><\/div>\r\n <\/div> \r\n<\/section>\n\n\r\n\r\n\r\n

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2 – Va\u0161e p\u0159\u00edpadn\u00e9 dividendy:<\/h3>

Dokud budete vlastnit pod\u00edlov\u00e9 jednotky FCPE \u201eRenault International\u201c, budete m\u00edt prosp\u011bch z\u00a0ve\u0161ker\u00fdch dividend schv\u00e1len\u00fdch k\u00a0v\u00fdplat\u011b valnou hromadou akcion\u00e1\u0159\u016f.<\/p>\n

Tyto dividendy odpov\u00eddaj\u00ed \u010d\u00e1sti \u010dist\u00e9ho zisku Skupiny, kter\u00fd je rozd\u011blov\u00e1n akcion\u00e1\u0159\u016fm a automaticky reinvestov\u00e1n do fondu FCPE \u201eRenault International\u201c, \u010d\u00edm\u017e se zvy\u0161uje po\u010det va\u0161ich akci\u00ed. Tyto dividendy mohou podl\u00e9hat odvod\u016fm na soci\u00e1ln\u00ed zabezpe\u010den\u00ed a\/nebo dani. Dal\u0161\u00ed informace naleznete v \u201eDodatku pro jednotliv\u00e9 zem\u011b\u201c, kter\u00fd je k dispozici v \u010d\u00e1sti Dokumentace na webov\u00fdch str\u00e1nk\u00e1ch.<\/p>\n<\/div>\r\n

Dokud dr\u017e\u00edte pod\u00edlov\u00e9 jednotky FCPE \u201eRenault International\u201c, budete m\u00edt prosp\u011bch z\u00a0p\u0159\u00edpadn\u00fdch dividend.<\/strong><\/p>\n<\/div><\/div>\r\n <\/div> \r\n<\/section>\n\n\n

Jak\u00fd je da\u0148ov\u00fd r\u00e1mec t\u00e9to akce? <\/h2>\n\n\n\n

Sleva (diskont) a p\u0159\u00edsp\u011bvek zam\u011bstnavatele pravd\u011bpodobn\u011b podl\u00e9haj\u00ed dani a odvod\u016fm na soci\u00e1ln\u00ed zabezpe\u010den\u00ed.
Pro informace o da\u0148ov\u00fdch dopadech transakce a p\u0159\u00edpadn\u00fdch da\u0148ov\u00fdch povinnostech v\u00e1m doporu\u010dujeme sezn\u00e1mit se s \u201eDodatkem o zemi\u201c, kter\u00fd je ke sta\u017een\u00ed v sekci Dokumentace.<\/p>\n\n\n\n

Co se stane na konci obdob\u00ed blokov\u00e1n\u00ed? <\/h2>\n\n\n\n

Na konci doby blokov\u00e1n\u00ed, tedy 1. \u010dervence 2031, v\u00e1m budou zp\u0159\u00edstupn\u011bna va\u0161e aktiva.<\/strong><\/p>\n\n\n\n

Pot\u00e9 budete moci:<\/p>\n\n\n\n

    \n
  • zachovat sv\u016fj majetek v zam\u011bstnaneck\u00e9m investi\u010dn\u00edm fondu \u201eRenault International\u201c<\/strong> po dobu dle va\u0161eho p\u0159\u00e1n\u00ed.<\/li>\n\n\n\n
  • po\u017e\u00e1dat o vr\u00e1cen\u00ed<\/strong> v\u0161ech nebo \u010d\u00e1sti sv\u00fdch aktiv<\/strong>.<\/li>\n<\/ul>\n\n\n\r\n\r\n
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    Pro pochopen\u00ed uv\u00e1d\u00edme v\u00fdvoj va\u0161ich investic na praktick\u00e9m p\u0159\u00edkladu<\/div>\r\n \r\n

    Va\u0161e investice (hrub\u00e1 \u010d\u00e1stka v eurech)<\/u><\/p>\n

    P\u0159edpoklad referen\u010dn\u00ed ceny: 35 eur
    \nP\u0159edpoklad kupn\u00ed ceny (referen\u010dn\u00ed cena \u2013 30% sleva): 24,50 eur<\/p>\n

    V n\u00ed\u017ee uveden\u00e9m p\u0159\u00edkladu nen\u00ed zohledn\u011bn dopad p\u0159\u00edpadn\u00fdch da\u0148ov\u00fdch a soci\u00e1ln\u00edch odvod\u016f, p\u0159\u00edpadn\u011b dopad zm\u011bn platn\u00e9ho sm\u011bnn\u00e9ho kurzu. Doporu\u010dujeme v\u00e1m, abyste se sezn\u00e1mili s \u201eDodatkem pro jednotliv\u00e9 zem\u011b\u201c, kter\u00fd si m\u016f\u017eete st\u00e1hnout v \u010d\u00e1sti Dokumentace na t\u011bchto webov\u00fdch str\u00e1nk\u00e1ch, kde najdete informace o da\u0148ov\u00fdch d\u016fsledc\u00edch transakce a o p\u0159\u00edpadn\u00fdch povinnostech v oblasti da\u0148ov\u00e9ho hl\u00e1\u0161en\u00ed.<\/strong><\/p>\n

    1\/ Zakoup\u00edte ekvivalent jedn\u00e9 akcie za zv\u00fdhodn\u011bnou cenu 24,50 \u20ac, co\u017e p\u0159edstavuje celkovou investici ve v\u00fd\u0161i 24,50 \u20ac.<\/b><\/p>\n

    2\/ Z\u00edsk\u00e1te p\u0159\u00edsp\u011bvek (abondement) od Renault Group v hodnot\u011b odpov\u00eddaj\u00edc\u00ed 2 akci\u00edm, tedy v hrub\u00e9 v\u00fd\u0161i 49 \u20ac (na z\u00e1klad\u011b po\u0159izovac\u00ed ceny).<\/b><\/p>\n

    3\/ Va\u0161e celkov\u00e1 investice (v\u010detn\u011b p\u0159\u00edsp\u011bvku od Renault Group) \u010din\u00ed 3 akcie, co\u017e odpov\u00edd\u00e1 hrub\u00e9 \u010d\u00e1stce 73,50 \u20ac.<\/b><\/p>\n

    V tomto p\u0159\u00edkladu z\u00edsk\u00e1te za vlastn\u00ed vklad ve v\u00fd\u0161i 24,50 \u20ac (odpov\u00eddaj\u00edc\u00ed 1 akcii) celkem 3 akcie v hodnot\u011b 105 \u20ac (po\u010d\u00edt\u00e1no na z\u00e1klad\u011b referen\u010dn\u00ed ceny bez slevy).<\/b><\/p>\n<\/div>\r\n <\/div>\r\n \r\n<\/div>\r\n <\/section>\r\n\r\n\r\n\r\n\n\n\n

    Celkov\u00e1 v\u00fd\u0161e va\u0161ich aktiv p\u0159i splatnosti 30. \u010dervna 2031 z\u00e1vis\u00ed na v\u00fdkonnosti akci\u00ed Renault SA.<\/p>\n\n\n\n

    Hypotetick\u00fd v\u00fdvoj ceny akci\u00ed Renault k 30. \u010dervnu 2031 ve srovn\u00e1n\u00ed s referen\u010dn\u00ed cenou 35 EUR v roce <\/strong>2026<\/strong><\/td>Hodnota akcie p\u0159i splatnosti 30. \u010dervna 2031*<\/td>Hodnota va\u0161ich aktiv p\u0159i splatnosti
    k 30. \u010dervnu 2031*<\/td><\/tr>
    Sn\u00ed\u017een\u00ed o 70 %<\/strong><\/td>10,5\u00a0eur<\/td>31,5\u00a0eur<\/td><\/tr>
    Sn\u00ed\u017een\u00ed o 50 %<\/strong><\/td>17,5\u00a0eur<\/td>52,5\u00a0eur<\/td><\/tr>
    Sn\u00ed\u017een\u00ed o 20 %<\/strong><\/td>28,0\u00a0eur<\/td>84,0\u00a0eur<\/td><\/tr>
    Stabiln\u00ed<\/strong><\/td>35,0\u00a0eur<\/td>105,0\u00a0eur<\/td><\/tr>
    20% n\u00e1r\u016fst<\/strong><\/td>42,0\u00a0eur<\/td>126,0 eur<\/td><\/tr>
    50 % n\u00e1r\u016fst<\/strong><\/td>52,5\u00a0eur<\/td>157,5\u00a0eur<\/td><\/tr>
    70 % n\u00e1r\u016fst<\/strong><\/td>59,5\u00a0eur<\/td>178,5\u00a0eur<\/td><\/tr><\/tbody><\/table>
    *Bez dividend, dan\u00ed a odvod\u016f na soci\u00e1ln\u00ed zabezpe\u010den\u00ed a vlivu kol\u00eds\u00e1n\u00ed sm\u011bnn\u00fdch kurz\u016f.<\/figcaption><\/figure>\n\n\n\r\n\r\n
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    POZOR <\/div>\r\n \r\n

    V p\u0159\u00edpad\u011b prudk\u00e9ho poklesu ceny akci\u00ed Renault SA k 30. \u010dervnu 2031 m\u016f\u017eete p\u0159ij\u00edt o celou hodnotu sv\u00e9 investice (v\u010detn\u011b p\u0159\u00edsp\u011bvk\u016f zam\u011bstnavatele) nebo o jej\u00ed \u010d\u00e1st.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n<\/div>\r\n <\/section>\r\n\r\n\r\n\r\n\n\n\n

    P\u0159\u00edstup k simul\u00e1toru najdete na webu v sekci \u201eSimulace\u201c, kde m\u016f\u017eete:<\/p>\n\n\n\n

      \n
    • prov\u00e9st p\u0159esn\u011bj\u0161\u00ed projekci va\u0161\u00ed investice s ohledem na p\u0159ijat\u00e9 p\u0159\u00edsp\u011bvky,<\/li>\n\n\n\n
    • zkontrolovat, zda nep\u0159ekra\u010dujete z\u00e1konn\u00fd investi\u010dn\u00ed limit, tj. 25 % sv\u00e9 hrub\u00e9 ro\u010dn\u00ed mzdy,<\/li>\n\n\n\n
    • simulovat v\u00fdvoj va\u0161ich aktiv p\u0159i splatnosti v z\u00e1vislosti na r\u016fstu nebo poklesu ceny akci\u00ed Renault SA.<\/li>\n<\/ul>\n\n\n\n
      <\/div>\n","protected":false},"excerpt":{"rendered":"

      Co se stane s va\u0161\u00ed investic\u00ed, jakmile se z\u00fa\u010dastn\u00edte akce? Jak\u00fd je da\u0148ov\u00fd r\u00e1mec t\u00e9to akce? Sleva (diskont) a p\u0159\u00edsp\u011bvek zam\u011bstnavatele pravd\u011bpodobn\u011b podl\u00e9haj\u00ed dani a odvod\u016fm na soci\u00e1ln\u00ed zabezpe\u010den\u00ed.Pro informace o da\u0148ov\u00fdch dopadech transakce a p\u0159\u00edpadn\u00fdch da\u0148ov\u00fdch povinnostech v\u00e1m doporu\u010dujeme sezn\u00e1mit se s \u201eDodatkem o zemi\u201c, kter\u00fd je ke sta\u017een\u00ed v sekci Dokumentace. Co se stane […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-268","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/pages\/268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/comments?post=268"}],"version-history":[{"count":30,"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/pages\/268\/revisions"}],"predecessor-version":[{"id":1275,"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/pages\/268\/revisions\/1275"}],"wp:attachment":[{"href":"https:\/\/shareplan.renaultgroup.com\/cz\/wp-json\/wp\/v2\/media?parent=268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}